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  1. We are happy to report that the Access to Funds Scheme (ATF) can potentially be used to close and transfer CTF’s or JISA’s to a bank account held in the account holder’s sole name where the funds are held in cash form. ATF can be used to open a sole account if no such account is available. Please note the scheme is not suitable if the product is in the form of stock or shares i.e. (Stakeholder Accounts) - the relevant Provider (Fund Holder) should be contacted to verify this information
  2. Search Adults with Incapacity (Scotland) Act 2000 The Adults with Incapacity (Scotland) Act 2000 (AWI Act) was one of the first pieces of social legislation passed by the Scottish Parliament. After carrying out an extensive consultation exercise with stakeholders and customers the Act